You need to carefully design your strategy for monthly income. Why? Your total savings amount isn't high relative to the income you expect to generate. This means less margin for error. You should try to manage The 3 Big Risks^™.

• To help mitigate longevity risk, your income strategy should include a measure of lifetime guaranteed income. A straightforward income annuity will help.
• To plan for the impact of rising prices, your strategy should expose an appropriate amount of savings to equity investments. Seek investments with low fees and expenses.
• You will benefit from a formal, written plan describing your income strategy.
• Ask for a Personalized Analysis of The Income for Life Model^®, an investing strategy developed for Constrained Investors like you.